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So, we'll just file today under "do-over", okay? - Elf M. Sternberg
elfs
elfs
So, we'll just file today under "do-over", okay?
So, desperate for some coverage, Omaha and I bought into the Group Health plan, only to discover that the saleswoman she initially spoke to either failed to understand Omaha or otherwise seriously misled her. Omaha was clear that she takes a certain dosage of a very expensive medication, but she got quoted a very low number that made me suspicious, but she confirmed it several times before we agreed to buy into the plan. Now we learn that we were quoted one-quarter of the actual price. That's not something you "screw up," especially not when the quoted outcome is suspiciously close to the annual drug allowance ceiling.

Worse yet, there doesn't seem to be a better plan available anywhere. We don't have a choice. We're on this plan for the next year. We had budgeted for this plan, which is twice as expensive as our previous plan, and now with the drug benefit cut so seriously, we're now paying TRIPLE what we were paying three months ago, and that'll go up to 4 TIMES in either May or June. I am so mad at how we got wedged into this mess.

Fuck me with a chainsaw.

As if that weren't bad enough, after this horrible stress hit Omaha and I, we received word that one of our college roommates committed suicide last night. I hadn't heard from him in years, although I often thought of him fondly-- he wrote fiction long before I started and was one of the best teachers I had ever worked with at the essentials of narrative, especially about building tension in a story. Most of his skill he put into running D&D games.

I don't know what happened, or how he spiralled down. I do know that he spent his last days, all day playing Facebook games.

And I put it second because... because it's over. There's nothing more to do. Securing the safety and health the people I love in the here and now, that comes first.

The saddest part? I got a metric buttload of work done today. I got both kids to and from various back-to-school events and dance classes. I even cooked myself a decent lunch. The weather was beautiful. I have my ankle brace off finally, and can wear my kilt again.

Count the blessings, I guess.

Tags:
Current Mood: sad sad
Current Music: The Doors, The End

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Comments
From: technoshaman Date: September 2nd, 2010 05:50 am (UTC) (Link)
Argh! much sympathies, all around. Oh, and I got two words for Group Death: Insurance Commissioner. As in, call them. And if that doesn't get response? Sic the media on'em. They are FTL and need to be exposed as such.
vik_thor From: vik_thor Date: September 2nd, 2010 05:53 pm (UTC) (Link)
agreement.

Were any of the quotes in writing, or just verbal?

good luck,
From: codeamazon Date: September 2nd, 2010 06:40 am (UTC) (Link)
So sorry about the first two, and glad for the last bit.

kistha From: kistha Date: September 2nd, 2010 07:29 am (UTC) (Link)
Shitty day I see. Hope things get better.
jenk From: jenk Date: September 2nd, 2010 06:06 pm (UTC) (Link)
http://www.insurance.wa.gov/ has an 800 number and the ability to file a complaint online.

I'm sorry that you lost a friend.
From: (Anonymous) Date: September 3rd, 2010 02:46 am (UTC) (Link)

Re the health insurance sales technique

I think similar sales techniques are how the U.S. ended up with millions of unsustainable mortgages. So now we've gotten into a big residential property bubble and a recession that's hard to get out of because people can't move to where better jobs are.

Next time I shop for health insurance or mortgages, I'm bringing a $#@#$$ video camera and turning it on!
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